Cypherwave Technology

Efficient Payroll with Prepaid Debit Cards

Elevate your team’s experience by compensating employees using Cypherwave-issued expense cards—modern payroll, simplified and scalable.
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5/5

Over 2K+ Active User's

Flexible Payday Solutions Built for Teams of Any Size

Cypherwave lets you streamline payroll with direct card top-ups and automated tax calculations—backed by our secure in-house CRM system.
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  • Certified & Compliant

Fully regulated infrastructure with built-in AML & PCI controls.

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  • Transparent Processing

No hidden fees, just clear, efficient payouts every time.

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  • Fast Application

Onboard quickly, set pay schedules, and automate transactions.

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  • Mobile Dashboard

Manage payroll anywhere, anytime with our intuitive app.

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Control Payroll Like Never Before

Use Cypherwave’s smart paycards to compensate employees—no bank account required. Funds are available instantly, eliminating paper checks and costly cashing fees.
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Payroll Without a Bank AccountOnline Payment

Perfect for unbanked employees—Cypherwave cards offer instant access to wages. It’s a secure, cost-effective, and inclusive payroll method that reduces friction and delays.
Saving You Time
90%
Trusted Company
94%
  • No Cashing Fees
  • Real-Time Card Loads
  • High Accessibility
  • Fully Secure Infrastructure

Keep Every Employee Paid—No Bank Required

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The Credit Card Option

Choose the Right Card Tier for Your Organization

Green

Ideal for Freelancers

Only Your Curent to USD

Only Valid on Your Country

Unlimited Transaction

Get Started

Silver

For Startups

Your Curent to USD, EUR, CNY

Valid in 5 Country

Unlimited Transaction

Get Started

Black

For Enterprise

Accept All Curency

Valid in 10 Country

Unlimited Transaction

Get Started
Get More Special Offer
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Get Started with Payroll Cards in 3 Easy Steps

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01.

Download The App

Sign in to access your dashboard, track payroll, and manage cards.

02.

Submit KYC

Quickly onboard with secure document verification for your team.

03.

Top-Up & Go

Load salaries in real time and simplify your entire payroll process.

What Users Says About Our Service

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      Catrina Yoder

      CEO Bciaga

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        Syeda Bright

        Businessman

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